EPFO May Lower Provident Fund Interest Rate to Between 8 and 8.2 ...
EPFO is likely to lower the PF interest rate to between 8 and 8.2% for FY26 while considering a rise in the wage ceiling to ₹25,000.
www.angelone.inDirect answer: EPFO has retained the interest rate on EPF deposits at 8.25% for 2025-26.
Details:
- The CBT approved keeping the rate at 8.25% for 2025-26, the same as the previous year. This rate applies to contributions made between April 1, 2025 and March 31, 2026.[3]
- The government still needs to concur with the CBT decision before credits are posted to members’ accounts.[3]
- Prior reporting in early 2026 indicated discussions about potentially lowering the rate, but the CBT ultimately chose to maintain 8.25%.[2]
Context you might care about:
- EPFO’s 8.25% rate has been in place for two consecutive years (2024-25 and 2025-26) after earlier reductions in the prior decade.[1][3]
- The rate is subject to government approval, following the CBT decision.[3]
Sources:
- EPFO retains 8.25% interest for 2025-26[3]
- EPFO likely to stick to 8.25% for FY26[2]
- Related coverage and context on past rate trends[1]